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Terms of Service
Last updated: December 2025
⚠️Important Risk Warning
1Cryptocurrency Risk:Digital assets are highly volatile and can lose significant value
2No FDIC Insurance:Cryptocurrency is not insured by the FDIC or any government agency
3Storage Device Only:Pendleware provides hardware storage only - NO trading, exchange, or investment services
4No Investment Advice:We do not provide financial or investment advice of any kind
5Your Responsibility:You are solely responsible for your private keys and device security
6Regulatory Compliance:Check your local and state laws regarding cryptocurrency ownership
📝1. Acceptance of Terms
By accessing our website or using Pendleware hardware devices, you agree to these Terms of Service. If you do not agree to these terms, do not use our products or services.
These terms constitute a legally binding agreement between you and Pendleware regarding your use of our hardware storage devices.
🔧2. Product Description
Hardware Storage Device Only
Pendleware devices are cryptocurrency hardware storage devices that:
Store private keys offline in a secure hardware environment
Allow you to sign cryptocurrency transactions securely
Do NOT provide trading, exchange, buying, or selling capabilities
Do NOT connect to exchanges or trading platforms
Do NOT provide investment advice or recommendations
What We Do NOT Provide
❌Cryptocurrency trading or exchange services
❌Investment advice or financial recommendations
❌Custody services or asset management
❌Price predictions or market analysis
❌Connection to trading platforms
👤3. User Responsibilities
As a user of Pendleware devices, you are solely responsible for:
1Safeguarding your device and recovery seed phrases
2Understanding cryptocurrency risks before use
3Complying with all applicable laws and regulations
4Making your own investment decisions
5Verifying transaction details before signing
6Keeping your device firmware updated
7Understanding that lost recovery phrases cannot be recovered
⚠️4. Cryptocurrency Risk Disclosures
💰 Financial Risk Warnings
Cryptocurrency values are extremely volatile and unpredictable
You may lose some or all of your cryptocurrency investment
Past performance does not indicate future results
Cryptocurrency markets operate 24/7 with no circuit breakers
Regulatory changes may significantly impact cryptocurrency values
⚙️ Technical Risks
Blockchain networks may experience outages or congestion
Transaction fees can be high during network congestion
Smart contract bugs may affect certain cryptocurrencies
Cryptocurrency transactions are typically irreversible
Loss of private keys results in permanent loss of funds
🏛️ Regulatory Risks
Cryptocurrency regulations vary by jurisdiction and may change
Some jurisdictions may ban or restrict cryptocurrency use
Tax implications of cryptocurrency ownership vary by location
You must comply with your local laws and regulations
🏦5. Regulatory Compliance
US Federal Compliance
Our hardware devices comply with applicable US federal regulations:
FCC Part 15 certification for electronic devices
FinCEN guidance compliance (storage devices only)
No VASP (Virtual Asset Service Provider) registration required
State Regulations
Cryptocurrency regulations vary by state. You must ensure compliance with your local state laws regarding:
Digital asset ownership and taxation
Business licensing requirements (if applicable)
Reporting requirements for large holdings
⚠️6. Disclaimers and Limitations
📈 No Investment Advice
Pendleware does not provide investment advice, financial planning, or recommendations regarding cryptocurrency investments. All content on our website is for educational purposes only.
🛡️ No Warranty
While we strive for quality, cryptocurrency storage involves inherent risks. We provide our devices "as is" without warranty regarding investment outcomes.
⚠️ Limitation of Liability
Pendleware shall not be liable for any cryptocurrency losses, market volatility, or investment decisions made by users. Our liability is limited to the replacement value of the hardware device itself.
🔒7. Privacy and Data
Your privacy is important to us. Please review our Privacy Policy for details on how we handle your information.
Important: Our hardware devices operate offline. We cannot access your private keys, recovery phrases, or cryptocurrency holdings stored on the device.
📝8. Modifications
We may update these Terms of Service to reflect changes in our services or applicable laws. Continued use of our devices constitutes acceptance of updated terms.
⚖️9. Governing Law
These terms are governed by US federal law and the laws of the jurisdiction where Pendleware is incorporated. Disputes will be resolved through binding arbitration.
📧10. Contact Information
For questions about these Terms of Service:
📧 legal@pendleware.com
Subject Line: Terms of Service Inquiry
⚠️Final Risk Acknowledgment
By using Pendleware devices, you acknowledge that:
⚠️Cryptocurrency is highly risky and you may lose all invested funds
⚠️Pendleware provides storage devices only - no investment services
⚠️You are solely responsible for your investment decisions
⚠️Digital assets are not FDIC insured or government protected
⚠️You understand and accept all cryptocurrency-related risks
⚠️You have consulted appropriate professionals if needed